Plan financiero para la Cooperativa de Ahorro y Crédito Kullki Wasi Ltda. matriz Ambato período 2020

Abstract

This titling work was a financial plan for the Kullki Wasi Ltda. Saving and Credit Cooperative Matriz Ambato period 2020. With the proposal to optimize the different resources that the cooperative has, whether human or financial, and in this way increases its profitability. For its development, the direct observation methodology will be analyzed, through an interview with the Manager and the surveys raised to the partners, facilitating the reconstruction of the different movements. Where we can identify the strengths and weaknesses that the institution has, a situational diagnosis to know the current situation in which the cooperative is in the financial economic aspect through research techniques and tools. The horizontal and vertical analysis were applied respectively to the balance sheet and the income statement, and the application of the financial indexes, which resulted in the cooperative growing every year, but not enough. For the proposal, several strategies were proposed that will achieve the objectives through guidelines or guides focused to improve the profitability of the institution, as well as the financial statements will be projected annually. Finally, the conclusions and recommendations are established that must be taken into account for the achievement of the goals, one of the conclusions reached is that the credit union Kullki Wasi Ltda. Matriz Ambato meets the expectations in training to employees and collaborators, whether through courses, seminars and talks that help to carry out financial intermediation efficiently, all this must go hand in hand through monitoring and follow-up of each of the activities made.