Modelo de gestión administrativo-financiero para la “Cooperativa de Ahorro y Crédito San Jorge Ltda”. de la ciudad de Riobamba, provincia de Chimborazo, periodo 2022-2026

Abstract

The objective of this research work was to develop a financial administrative management model for Cooperativa de Ahorro y Crédito San Jorge Ltda., in order that, through the application of financial policies, the correct allocation of administrative and financial resources can be carried out, reducing unnecessary costs and obtaining an increase in credit fundraising and loan placements. By means of the application of research instruments such as the application of surveys and interviews to the employees of COAC San Jorge Ltda., it was possible to obtain results to solve the problems that arise within the cooperative. In the same way, qualitative and quantitative research and a field study are applied, which allowed to observe in a better way the main problems that arise the institution. Once the results of the research instruments have been obtained, the proposal of the administrative-financial management model can be supported and will help in the process of making appropriate and timely decisions for the proper development of the cooperative and thus can gain profitability, better administrative and financial processes. With a functions manual, the cooperative's employees will be clear about the functions they must perform in their jobs and the competencies they must have in order to develop their activities in a better way, which will help the cooperative to perform better.