Estudio de factibilidad para apertura de una sucursal de la Cooperativa de Ahorro y Crédito 29 de Octubre Limitada, cantón Sucua, Provincia Morona Santiago.

Abstract

The feasibility study for the opening of a branch office of Cooperativa de Ahorro y Crédito 29 de Octubre Limitada, was conducted to analyze the viability of establishing a branch office in the Canton of Sucua, province of Morona Santiago, as a growth strategy making it a possibility to improve the economic situation of the financial institution and the improvement of the socioeconomic conditions of the canton and its surroundings, where there is an Economically Active Population (EAP) of 8,251 people, with a Population Growth Rate (PGR) of 1.27%. In the research, the respective market, technical and economic-financial studies were made, which determined all the costs, expenses, income, expenses and the initial investment required for the opening of the agency through the economic-financial evaluation. The results showed a Net Present Value (NPV) of $ 109,990.59, which was positive, an IRR of 32% and a Benefit/Cost of $ 1.31. The results obtained allowed the decision to approve the creation and opening of the new agency for the Cooperativa de Ahorro y Crédito 29 de Octubre Limitada since the payback period for the investment will be one year, 0 months and 14 days. Finally, it was concluded that the project for the Cooperativa de Ahorro y Crédito 29 de Octubre Limitada, Canton of Sucua, Province of Morona Santiago, is feasible; therefore, it was established that a branch office should be opened as a growth strategy.