Proyecto de factibilidad para la creación de una cooperativa de ahorro y crédito para la Asociación de Pequeños Productores Agrícolas “Doraliza” del cantón Marcelino Maridueña, provincia del Guayas, año 2013

Abstract

The topic discussed is a feasibility Project for the creation of a credit union for small agricultural producer association "Doraliza" in Marcelino Mariduena Canton. Guayas Province, en 2013, the main objective is the opening of a new credit union in the canton to provide an efficient financial service and quality. For the present research work field research for carrying out the market research which found that there is unmet demand was used, the same as the cooperative will be able to cover also revised bibliography, web pages served to complement the research The proposed project consists of a feasibility study for the creation of the credit Union Doraliza, the same can be created through the contribution of the partners and a loan granted by the CFN can benefit from opportunities in the market in which the cooperative will develop. In regards to Financial evaluation, it was determined that the project is technically feasible and economically viable because the Internal Rate of Return (IRR) reaches 1 greater value to the discount rate proposed in the study, a net present value of s 44,639.16 and Period Payback (PP) is 1 year, 9 months and 8 days.