Implementación de un modelo de caja comunitaria para el ahorro y crédito, articulado a la Ley de Economía Popular y Solidaria en el cantón Guamote, en la provincia de Chimborazo

Abstract

This study promotes the Implementation of a community accountmo del for credit and saving, articulated to the Popular and Solidary Economy law into Guamote canton, belonging to Chimborazo province. Nowadays, the social economy area is where the principles of solidarity, mutual aid, selfmanagement and democratic control are performed in a better way by taking as the essential purpose of its activity, the development of beings. This proposal was conducted taking into account the fact that creating a saving and dredit association could bring important benefits to these organizations. As a member of this parish, I hope this research might contribute to the social growth of the community, as the creation, formulation and evaluationof this economic system will grant to accomplish goals as well as it will make possible that the operations performed in the organization gain a great degree of reliability. The current research has been carried out by following the investigation methodology, ananlysis of surveys, and market study whose outcomes were the basis to pose the implementation model of a community account for credit and saving, articulated to the Popular and Solidary Economy law into Guamote canton, belonging to Chimborazo province. The proposal set under consideration can be performed since the account associates are willing to collaborate and participate actively, moreover, the staff belonging to this association will be ready and enthusiastic to collaborate in the respective professional trainings that will benefit all of the organization members. This study emphsizes the satisfaction of being able to contribute positively to the development of these associations seeking the welfare of the inhabitants of Guamote; also, this study pretends to be beneficial along the path of progress to implement the community account for saving and credit, “seed to harvest”.