Modelo de gestión financiera para la Cooperativa de Ahorro y Crédito Banco Proindio Americano de la ciudad de Riobamba, provincia de Chimborazo para el período 2013-2015

Abstract

This research was carried out to create from Financial Management Model to improve the economic and financial situation of the Cooperative Savings and Credit Proindio Americano Bank Ltda. in Riobamba city, through a financial management model, which helps to optimize the use of resources of the institution focused on the economic and financial side, providing guidelines for appropriating decision-making, resources or income generated by efficient and effective and effective using both internal and external, thus converting the mission and vision in monetary transactions processes. In order to provide better service to its members and appropriate management of liquidity and profitability of bank, therefore achieving institutional goals and objectives achieved through strategies. In model of financial management are generalities from cooperative which is about all- encompasses all the same as far as the institution, followed by situational diagnosis so the approach of strategies and finally the projection of financial statements that give them guidance based as will be seen at the bank in the future with the implementation of this model. It should be noted that the model of financial management as it is a management tool helps the proper development of the institution.