Estudio de factibilidad para la creación de una cooperativa de ahorro y crédito de la economía popular y solidaria en el Gremio de Maestros Mecánicos y Afines de Chimborazo, en el cantón Riobamba, provincia de Chimborazo

Abstract

This research aims to study the feasibility of creating a credit union of popular and solidary economy in the guild of master mechanics related to Chimborazo in the canton of Riobamba, at Chimborazo province, it conducted a market study by the inductive method and using the survey. It was based on the data generated and processed, we realized that the project is viable therefore intend to translate it into reality will generate a contribution to the Ecuadorian state by generating credits to boost the artisanal sector and automotive hence the productivity of the country $32.772,03 invested capital will recover in the third quarter we have a balance of $104.604,02; a NPV of $14.900,38; a cost benefit of $1,30 and IRR of 32,33%. Besides the elaboration of the legal framework, functional flowcharts, administrative, technical and financial study, logical budget, regulations and statutes. It should be a flexible institution where employees contribute with ideas and can generate an optimal working environment, established the mision, vision, objetives and strategies, and try to follow all decisions taken is the same approach. Motivate and train the human talent for more versatility on job performance with qualified and committed professionals.