Proyecto de factibilidad para la apertura de una agencia de la Cooperativa de Ahorro y Crédito Riobamba Ltda. en la provincia de Chimborazo cantón Guamote

Abstract

The objective of this research is a feasibility study order to create an agency Cooperativa de Ahorro y Crédito Riobamba Ltda. In Chimborazo province, Guamote canton to get new partners and for improving to economic development of its members, It was used methods like the inductive, deductive, qualitative and analytic that facilitated the research purpose. Throughout the market survey the unmet demand in Guanote canton for verifying the townspeople’s acceptance level with relation the new agency opening. The technical review established the technical and administrative requirements to ensure the new branch operating and it was made the financier evaluation to determine technically the oroject becomes. The most relevant research results are: 77% acceptance degree, a VAN positive, internal rate of return 36,89%, RB/C equivalent to $ 0,95 performance and recuperation about 2 years version approximately. It was concluded the feasibility in order to the creation of an Agency of the Cooperative, also the motivation is around the internal rate of return, relation benefit cost and period of recuperation of the inversion. So it is recommended the project should be implemented to contribute in the socio-economic development of the canton.