Modelo de gestión financiera para la toma de decisiones a corto plazo en la Cooperativa de Ahorro y Crédito “San José” Ltda., del cantón San José de Chimbo, provincia de Bolívar

Abstract

The objective of this research project is “To implement a financial management model for Short-term decision-making at “San José de Chimbo Credit Union Ltd., of the San José de Chimbo Canton, province of Bolivar; in order to know its current situation for taking the best Short-term decision and comply with the proposed objectives meeting their needs. Deductive and inductive methods, techniques such as interviews and surveys are used; The management model is developed based on dependent and independent variables helping the model proposed is linked in a better way with the institution moreover the dupont system has been used to analyze the financial resources and the application of them, with the help of the scientific observation, the logical-deductive method have been planned carefully for its development. As result it is obtained that the elaboration of this model will allow the optimization in the short-term decision-making in the credit union. It is recommended to apply this management model to correct and prevent problems that affect the financial and economic situation, assuring the permanence of the company in the market through optimal decision-making of the organization.