Proyecto de Factibilidad para la creación de una cooperativa de ahorro y crédito de Fundación Atasim, en la ciudad de Macas, cantón Morona, provincia de Morona Santiago

Abstract

The thesis topic discussed is the development of a feasibility project for the Creation of a Cooperative Credit Union Foundation Atasim, in the city of Macas, Province of Morona Santiago. This seeks to improve financial services through the proposal developed. For the present research work has been used several research techniques such as direct observation in the city of Macas, the field of this research for the realization of market report which was determined that there are unmet demands, the same that the Financial Cooperative tries to improve in a 39% besides that interviews were made. The Bibliographic material was checked, and web pages that served to complement the research. The project proposal is to create a cooperative, the same that will be achieved through a credit on NFC. The proposal would allow to provide a quality service for members and to meet their requirements within the financial market. The Financial evaluation, determined that the project is technically feasible and economically profitable, the internal rate of return (IRR) reaches 21%, this is higher than the discount rate proposed in the study, on the other hand the Payback Period is 1 year 3 months and 27 days. Finally, the financial study allowed us to determine the feasibility of the project after the financial index showed positive results, so for this reason is it recommended to establish the “Atasim Ltda” Financial Cooperative of savings and credit.