Evaluación del impacto socioeconómico de los microcréditos agrícolas otorgados por la Cooperativa de Ahorro y Crédito Minga Ltda., en la agencia Cajabamba. Año 2016.

Abstract

The aim of this final degree work was evaluating the socio-economic impact that microcredits given to the agricultural sector by the Cooporativa de Ahorro y Crédito Minga Ltda. have had in Cajabamba agency during 2016. The impact that microcredit programs have caused within the socio-economic scenario of a sector or region is undoubtedly an issue that invites investigation in order to realize the opportunities for growth that financial resources access can promote to develop productive activities. It could generate employment growth, income improvements, and in this way improve people's life quality. A study was carried out for both, new and old members that the company had before through designed surveys that were applied to 94 members. Due to the information already mentioned a manual for microcredit has been proposed for granting microcredits in Cooporativa de Ahorro y Crédito Minga Ltda., to regulate and improve the current existing system for the implementation of these procedures and ensure the satisfaction of the cooperative members.