Elaboración de un plan operativo financiero para la captación y colocación de recursos en la Cooperativa de Ahorro y Crédito Empresa Eléctrica Riobamba, año 2014

Abstract

It was developed a Financial Operating Plan to be implemented in the Savings and Credit Cooperative Enpresa Eléctrica Riobamba, in order to improve growth and profitability through deposits and placements of resources. The Financial Operating Plan to be implemented exploits the strengths and opportunities that it has, to curb the identified deficiencies and allow managers improve the decisión making in 2014, to achieve the proposed objectives and, therefore, help partners meet their financial needs. The proposal consists of the implementation of a Financial Plan that will allow accessing the current situation and proposing corrective measures for future events. Also, and Advertising Plan is proposed by which the financial needs of the partners will be known and constantly the managers decisions made will be published, likewise a permanent training plan is proposed for employees of the Cooperative, it will allow improving the performance of duties employees. The permanent application of this Financial Operating Plan is recommended, as it will allow improving the decisión-making focused on increasing lending, encourage partner a savings culture and develop a true sense of permanence.