Elaboración de un plan estratégico financiero para la Cooperativa de Ahorro y Crédito Simiatug Ltda., de la parroquia Simiatug, provincia de Bolívar período 2014 – 2018

Abstract

This research Project was carried out in the credit union “Simiatug Ltda.”, financial institution under the supervision and control of the Superintendence of popular and solidarity economy (SEPS), located in Simiatug parish which provides financial services and products in a cost-effective manner in order to meet the needs and improve the economic situation for members of the cooperative. At present, Simiatug does not have an Updated Strategic Financial Plan which does not have a strategic direction to guide the credit union and makes it difficult to make timely decisions by managers causing harm in the financial intermediation activities. It is considered that the Strategic Financial Plan is a management tool that helps to guide and define where the institution should be oriented. This allows setting the economy of the Cooperative, objectives, targets, and activities which are measurable in the passing of time in a short, medium and long term. Consequently, the aim of this project is to develop and implement a Strategic Financial Plan in order to improve the financial management and offer quality services and products to members.