‘‘Plan financiero para reformular los sistemas de amortización crediticios en la Cooperativa de Ahorro y Crédito “Prodvisión” de la parroquia Salasaca, cantón Pelileo, provincia de Tungurahua, año 2021 – 2025’’

Abstract

The general objective of this research was to develop a financial plan to reformulate the amortization credit systems in the “PRODVISION” Savings and Credit Cooperative of Salasaca located in Pelileo Canton, Tungurahua Province from 2021 to 2025. This study seeks to contribute to the decision-making process of the entity's executives and improve the company's performance. For this reason, strategies are proposed to solve the partners' needs. Thus, an interview with the general manager of the institution and the surveys carried out with the partners; were essential to demonstrate the actual situation in which the entity finds itself. The finding determined that the institution shows certain financial, operational, and commercial weaknesses. The research led to the proposal of viable strategies contributing to the correct development of its activities, considering the partners' well-being. Finally, it is recommended that the entity implements the proposed financial plan since it is an essential tool for good decision-making and the correct direction of the institution to achieve its goals and achieve a competitive advantage over other institutions in the financial sector.