Estudio de factibilidad para la creación del banco comunitario de la Junta General de usuarios del Sistema de Riego Río Blanco, de la parroquia de Quimiag, cantón Riobamba, provincia de Chimborazo

Abstract

This research is called “Feasibility Study for the establishment of Community Bank of General Meeting of Irrigation System Users, Rio Blanco, Quimiag Parish, Riobamba Canton, Chimborazo province.” Community Banks and Financial Intermediation made possible a process of different solidarity organization. It is based on the union of its members through contributions that should make its members which generates an attitude of empowerment in the process of forming the bank. The methodology used to collect data was a direct observation, interviews, surveys and meetings. The population of the General Meeting of Irrigation System Users, Rio Blanco, is 1069 partners. To the development of the research has calculated a sample of 291 people, it has also performed calculation of NPV and IRR. We conclude that agricultural and livestock productions in Quimiag parish allow partners generate savings to increase their income. It is recommended to encourage a culture of savings to citizens, raise awareness about benefits of the community bank, and thus boost the popular economy, the popular finance and providing quality services and warmth.