Proyecto de factibilidad para la creación de una caja de ahorro en la provincia de Santo Domingo, año 2023

Abstract

The feasibility project for the creation of a savings bank in the province of Santo Domingo, year 2023, with the objective of carrying out a market study and segmented analysis of the results obtained through the research instruments. For the development of this research, it focuses on different techniques and instruments such as a survey applied to people in the rural sector where it was identified that the inhabitants find it difficult to travel to a financial institution, causing them to lose time without having a place to carry out credits and promote savings to access various financial services according to their needs, they do not have defined processes managed through internal policies and common sense, they lack manuals of functions and responsibilities, in addition to not having an organizational chart, presenting hierarchical and functional problems. To solve the problems, a feasibility study is proposed with an adequate organic structure and correct process, as well as the market study, technical study, and legal study, resulting in the economic and financial analysis that has concluded that the creation of the Savings in the province are focused on the rural sector, it is feasible because the Net Present Value is positive, representing an amount of $20,499.87 dollars, which indicates the profitability of the project. Likewise, the Internal Rate of Return shows a profitability of 22.98%, and the Benefit-Cost relationship recovers $1.80 dollars for every dollar invested