Proyecto de factibilidad para la creación de una cooperativa de ahorro y crédito que apoye la actividad productiva de estudiantes y egresados del Instituto Tecnológico Superior Gral. Eloy Alfaro de la comunidad Chimborazo, parroquia San Juan, provincia de Chimborazo

Abstract

The present investigation is a "Feasibility Project for the creation of a saving and Credit Cooperative" that supports the productive activity of students and graduate students from Superior Technological lnstitute Gral. Eloy Alfaro located at Chimborazo community, San Juan Parish, Chimborazo province". lt is a proposal for the agro industrial production to motivate the students and graduate students work, as an entity of support for the Education where the talent and the available resources are optimized. The Market investigation showed that 96.3% of students and graduate students showed interest for the creation of this finance company, where support can be find. To increase or begin an agro industrial productive activity. The Saving Cooperative needs an initial inversion of 22990 dollars and it has the compromise and acceptance of institutional authorities that support the proposal. After the economical financial evaluation was done the result is that the project is economically profitable with a relation of profit - cost of 1.07. The period to recuperate the inversion is 3.15 years. The point of equilibrium is 83.42o/o while the internal return rate is 39.72%. It is demonstrated that the project is executable.